Austrian Social Security Calculator 2025
Calculate your Austrian social security contributions based on your employment status and income. Includes health insurance (ÖGK), pension insurance (PVA), accident insurance, and unemployment insurance.
Enter Your Income Details
Provide your monthly income and employment details to calculate your social security contributions.
Understanding Austrian Social Security
In Austria, social security contributions are mandatory and cover health insurance, pension insurance, accident insurance, and unemployment insurance. The rates vary based on your employment status and income level. These contributions ensure access to healthcare, retirement benefits, and unemployment protection.
Contribution Rates for 2025
| Insurance Type | Employee Rate | Employer Rate | Self-Employed Rate |
|---|---|---|---|
| Health Insurance (ÖGK) | 3.87% | 3.78% | 7.65% |
| Pension Insurance (PVA) | 10.25% | 12.55% | 22.8% |
| Accident Insurance | 0% | 1.2% | 1.2% |
| Unemployment Insurance | 3% | 3% | 6% (optional) |
Contribution Base
- Maximum contribution base: €6,110 per month
- Minimum contribution base: €1,500 per month
- Special rules for part-time work
- Different bases for self-employed
Important Notes
- Rates may vary for specific industries
- Additional contributions for certain benefits
- Special rules for seasonal workers
- Different rates for apprentices
Coverage and Benefits
Health Insurance (ÖGK)
- Medical treatment and care
- Prescription medications
- Preventive care
- Dental care (basic)
Pension Insurance (PVA)
- Retirement pension
- Disability benefits
- Survivor's pension
- Rehabilitation benefits
Note: This calculator is for informational purposes only. Social security regulations may change, and individual circumstances can affect contribution calculations. For specific advice, please consult with a social security expert or tax professional.